• In this section:
  • Why Capital?
  • Insurance Premium Funding for Your Business
  • Enquire

Insurance Premium Funding for Your Business

Insurance is a necessity in every well managed business. However, paying insurance premiums upfront can put the squeeze on cash flow, leading many businesses to look for a fresh solution.

Capital Finance has insurance premium funding to suit your business needs.

Take charge of your cash flow

As a business owner you've no doubt experienced irregular cash flow on occasion. You know your cash flow coming in doesn't always match what's going out, especially when larger expenses like business insurance premiums fall due. In short you need a better way to control your cash flow. Capital Finance can show you how.

An easy way to fund your insurance premiums

With Capital Finance you can spread the cost of your insurance premiums over the year, smoothing your cash flow and preserving cash for other financing and day-to-day operating needs.

Capital Finance lets you roll all of your business insurance policies, including professional indemnity and workers compensation, into one loan. Plus, it has the added flexibility to allow you to add additional policies into your existing facility as they fall due - all without the need to sign additional paperwork. This means that once established, your ongoing funding is simple.

How it works?

Premium funding is like a short term loan. We pay your insurance premiums on your behalf and you make repayments over an agreed period (typically between 6-12 months).

Interest rates are fixed so you're protected from interest rate fluctuations, and no ongoing loan service fees apply.

How will your business benefit from Insurance Premium Funding?

Your business will benefit from:

• • Smoother business cash flow
  • Fast, simple application process
  • Flexibility to make additions to existing policies
  • Loan contracts that can be structured to suit your needs
  • Unaffected existing credit lines

If you'd like to know more about easing the squeeze on your cash flow with insurance premium funding from Capital Finance, enquire now or apply for a quote today.