Overview
Did you know that AMP has a wide range of bank accounts that take the hassle out of your day-to-day banking?
AMP Banking has savings solutions for almost every circumstance. Whether you're looking for a simple day-to-day account or something more tailored to creating wealth, AMP Banking can help.
Savings essentials
Thinking about saving? Save on fees first!
Be smart about saving on the little things that can add up, like banking fees.
Follow this list of useful tips – you won't have to make any major changes as its all just common sense.
Ways to minimise your fees:
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- All AMP Banking Internet and phone banking transactions are free. Use BankNet and BankPhone to do as many transactions as possible.
- Make sure you know what you're being charged for on your account, and start changing your banking behaviour accordingly.
- Use as many 'fee free' services as you can. For example, take cash out when you use EFTPOS so you don't use too many ATM withdrawals.
- Try not to exceed your limit of free transactions per month.
- Consider an eASYTransact Account which doesn't charge any fees
Ways to help you save
Saving doesn't have to be difficult. It's just common sense.
Whether you're hoping to have enough for a home of your own, a holiday, a car or just a nest egg, an AMP Banking savings account can help. But to help you get there even faster, start incorporating some of these easy savings methods into your daily life.
Tips on saving
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- Pay yourself first. Every time you get paid, make sure you place a portion of your salary into a savings account. Because you never see it, you won't miss it.
- Always keep your everyday account separate from your savings account so you won't be tempted to dip into your savings.
- Have a budget and stick to it. Not sure how? Use the AMP Banking Budget Planner.
- Avoid impulse buying. Really consider whether you need something before paying for it.
- Set up regular electronic transfers to your savings account.
Switching to AMP – Everyday and Savings Accounts
Rediscover what a positive banking experience can be like, by switching to AMP Banking today.
If you're unhappy with the service you currently receive, or you're tired of your current bank's fees, switching to AMP Banking isn't as hard as you think.
And once it's done, you are rewarded with AMP Banking's rates and exceptional service.
Here are the steps you need to take:
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- Open an account with AMP Banking.
Apply for an account or talk to an AMP Banking specialist.
- Set up your regular payments.
Go through your old bank statements to find out where your direct debits and credits are going (these may include rent, phone bills or electricity bills.) You'll need to notify these contacts of your new bank details.
- Redirect any periodical payments.
Do you have any periodical payments coming into or out of your old account? Cancel these and set them up in your AMP Banking account instead.
- Notify your employer of your new bank details.
Supply your employer with your new AMP Banking BSB and account numbers, so your salary can be paid into your new account.
- Close your old account.
Once you've waited a couple of months for all your existing payments to be drawn out of your old account, contact the financial institution and cancel the account.
Easy! Now you can enjoy all the convenience and benefits of being with AMP Banking.
