• Refinance
  • Why Capital?
  • How It Works
  • Benefits
  • Which Option is Best?
  • FAQ's
  • Enquire

How it Works

Refinance car loans involve a simple application, and can be completed online in a matter of minutes.

This is followed by a phone call from Capital Finance who will verify your application and deliver a credit decision. The lender then simply pays off your old loan, and opens your new loan at a reduced rate and payment. In the meantime, you'll receive some paperwork via email for your signature. You don't have to worry about application fees, pre-payment penalties or hidden charges with Capital Finance's no-obligation process.

Apply Online

Our car refinance applications are approved on an individual basis. Whether you have good credit, bad credit or in-between credit you can rest assured that we have a lender in our coverage area that will contact you discuss your car refinance loan.

• • Fill out the fast & easy online form.
  • We search our nationwide coverage of approved lenders to help you.
  • We will contact you if your application is approved.

Requirements

• • Minimum of 18 years of age.
  • Vehicle must be no older than 5 years.
  • Vehicle must have travelled less than 100,000 kilometres.
  • You must owe more than $10,000 on your current loan.