• Refinance
  • Why Capital?
  • How It Works
  • Benefits
  • Which Option is Best?
  • FAQ's
  • Enquire

Frequently Asked Questions

• • Are your services for free?
  • Can I refinance any car, regardless of age or mileage.
  • Are your services available nationwide?
  • What is the procedure to apply for car refinancing?
  • What will be the interest rate for my new loan?
  • Do you provide services for those with credit problems?
  • I have bankruptcy in my credit. Can I apply?
  • Can I apply via phone?
  • How long does it take?
  • Can you get me a better rate than my existing loan?
  • What information is required to process my application?
  • What if my question is not listed here?

Are your services for free?

Car refinancing services at Capital Finance are free of cost.

Can I refinance any car, regardless of age or mileage.

You can only refinance a vehicle that has travelled less than 100,000 kilometres and is no older than five years from the manufacture date.

Are your services available nationwide?

Yes, you can apply from any states with no hassle at all.

What is the procedure to apply for car refinancing?

Just complete our online application form. We will then match your application with the local lender who will then contact you with the details regarding your refinance. After that you can finalise the terms and get the required funds.

What will be the interest rate for my new loan?

Interest rates depend on various factors like income, employment status, age of vehicle and credit circumstances. Our car loan experts will be able to give you a more accurate answer once you apply with us.

Do you provide services for those with credit problems?

Yes our services are available for all, including those with credit problems. We will help you in getting the right deal regardless of your credit.

I have bankruptcy in my credit. Can I apply?

People with credit problems can easily apply with us for car refinancing services.

Can I apply via phone?

No it is not possible to apply via phone currently. But you can use our online application form which is easy, fast and free.

How long does it take?

You will be contacted by phone or email within 24 hours during normal business hours.

Can you get me a better rate than my existing loan?

Most likely, yes. If one of our lenders can improve your interest rate they will contact you.

What information is required to process my application:

Please note the following requirements when filling out this form:

• • Minimum of 18 years of age.
  • Vehicle must be no older than 5 years.
  • Vehicle must have travelled less than 100,000 kilometres.
  • You must owe more than $10,000 on your current loan.

What if my question is not listed here?

If you have a question that is not answered here contact us and submit your question for a prompt response.