Business Finance Options

Capital Finance offers a complete range of car finance and car loan options from more than ten different lenders. Businesses and individuals have different options available to them - to find out more, see Car Finance & Car Loans for Businesses or Car Finance & Car Loans for Individuals .

Companies, partnerships & sole traders looking for business car finance or a business car loan have a range of options available to them.

The most appropriate type of finance for each business' needs will depend on business structure, cash-flow requirements, GST registration status and tax considerations.

Capital Finance specialise in car finance for companies, partnerships, sole traders and other businesses - we have the right solution for your needs.

Your finance options:

Finance Lease (Car Lease)

A Finance Lease (Car Lease) enables a business to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle. Find out more about Finance Lease.

Commercial Hire Purchase (CHP)

Commercial Hire Purchase is a commercial finance product where a business (or an individual with a high proportion of business use) "hires" a car from the financier for a fixed monthly repayment over a term, and has the option to purchase the car at the end of the term. Find out more about Commercial Hire Purchase.

Chattel Mortgage

A Chattel Mortgage is a commercial finance option under which a financier loans money to a business to purchase a car or commercial vehicle (chattel), and then secures the loan with a mortgage over the vehicle. Find out more about Chattel Mortgage.

Novated Lease (Salary Packaging)

Novated Lease is a method of salary packaging a car, under which an employee leases a car and their employer pays the lease repayments from their pre-tax income. Novated Leasing can be a tax-effective way for an employee to purchase a vehicle, and can also be a great way for employers to offer an extra incentive to their employees with little or no extra cost. Find out more about Novated Lease.

Car Loan

Car Loan, or more specifically a secured Car Loan, is a type of loan where the financier lends money for the purchase of a vehicle and also takes security over the vehicle to protect the loan. Find out more about Car Loans.

Personal Loan

A Personal Loan is a type of unsecured car loan, whereby the financier lends you money but doesn't take any security over the vehicle. Find out more about Personal Loan

Not sure which finance option is best for your business?

Not sure which business car finance or business car loan option is best for your business? Use our "Which Finance Option Is Best For You? " online assistant, or send us an online finance enquiry and one of our Finance Consultants will contact you shortly.

You may also be interested in getting an online finance quote , or instant finance approval .

If you are an individual and need personal car finance, please see Car Finance for Individuals .



Capital Finance Solutions
PO Box 142
Penrith
NSW 2751
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